Welcome to Investment Housing Specialists

MEET THE FOUNDERs

Randy & Jana

At Investment Housing Specialists, we are proud to be an independently owned, boutique real estate firm located in the heart of the Tri-Cities area. Our team is passionate about helping individuals, families, and investors achieve their real estate dreams. With a focus on quality over quantity, we’re dedicated to providing personalized care and unparalleled service to every client we work with.

Boutique Attention

Local Expertise

Personalized Service

Work with a local Real Estate Expert.

Real Estate Investors

We know that real estate is one of the biggest investments you’ll ever make, and we’re here to make the process as smooth and rewarding as possible. Here’s what sets us apart:

Boutique Attention: As a referral-based business, we prioritize quality and customer satisfaction over high-volume transactions.

Local Expertise: With deep knowledge of the Tri-Cities area, we can help you find the perfect property or buyer.

Personalized Service: Your needs, wants, and desires are our priority. We’ll work closely with you to deliver results that exceed your expectations.

How We Can Help You

Whether you’re buying your first home, selling a property, or looking to invest, Investment Housing Specialists is your trusted partner. Explore our services:

Buying: Let us help you find your dream home or the perfect investment property.

Selling: We’ll market your property with precision and care to maximize your return.

Investing: With years of real estate expertise, we’ll help you identify and secure profitable opportunities.

We’re here to guide you every step of the way, no matter where you are on your real estate journey.

Explore Our Resources

Our website is a treasure trove of information designed to empower your real estate decisions. Whether you’re looking to
buy, sell, or invest, you’ll find valuable resources to help you:

Market insights and trends

Property management expertise

Tips for navigating the real estate process

Feel free to reach out if you have any questions or need guidance—we’re always happy to help!

Blogs

Disqualified Persons- IRA Holder

Disqualified Persons

August 25, 20201 min read

In addition to the investments above which an IRA account is not allowed to make, there are also certain people and entities with whom IRAs are not allowed to interact. Here is a list of the individuals and organizations who are deemed ‘Disqualified’ by the IRS:

  • The IRA owner or the spouse of the owner

  • The IRA owner’s lineal descendants and ascendants

  • An entity with combined ownership greater than 50% by a disqualified person(s)

  • A 10% owner, officer, director or highly compensated employee of such entity

  • A fiduciary of the IRA or person providing services to the IRA

Here are some examples of self-directed IRA investments that would be considered ‘Prohibited’ by the IRS:

  • Investing in a home that you – or any of your lineal descendants/ascendants – plan to live in right now.

  • Loaning money to your Father, Mother, son, daughter, etc.

  • Personally guaranteeing a mortgage for your IRA (if you want to use leverage in your IRA, you must use a non-recourse loan)

  • Paying yourself from proceeds generated from the IRA’s investments

Disqualified parties cannot personally benefit from your IRA’s investments, nor can they provide benefits directly to the IRA (i.e. making capital improvements on a rental property). If you are uncertain whether or not you are violating the self-directed IRA rules, and potentially committing a prohibited transaction, talk to your custodian and/or a qualified professional before making the investment.


Rady Hubbs

Designated Broker / Asset Manager
Founder of Investment Housing Specialists / Equity 1st Home Group

Co-Founder of Legacy Investors.US

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