Welcome to Investment Housing Specialists

MEET THE FOUNDERs

Randy & Jana

At Investment Housing Specialists, we are proud to be an independently owned, boutique real estate firm located in the heart of the Tri-Cities area. Our team is passionate about helping individuals, families, and investors achieve their real estate dreams. With a focus on quality over quantity, we’re dedicated to providing personalized care and unparalleled service to every client we work with.

Boutique Attention

Local Expertise

Personalized Service

Meet the Team

Work with a local Real Estate Expert.

Real Estate Investors

We know that real estate is one of the biggest investments you’ll ever make, and we’re here to make the process as smooth and rewarding as possible. Here’s what sets us apart:

Boutique Attention: As a referral-based business, we prioritize quality and customer satisfaction over high-volume transactions.

Local Expertise: With deep knowledge of the Tri-Cities area, we can help you find the perfect property or buyer.

Personalized Service: Your needs, wants, and desires are our priority. We’ll work closely with you to deliver results that exceed your expectations.

How We Can Help You

Whether you’re buying your first home, selling a property, or looking to invest, Investment Housing Specialists is your trusted partner. Explore our services:

Buying: Let us help you find your dream home or the perfect investment property.

Selling: We’ll market your property with precision and care to maximize your return.

Investing: With years of real estate expertise, we’ll help you identify and secure profitable opportunities.

We’re here to guide you every step of the way, no matter where you are on your real estate journey.

Explore Our Resources

Our website is a treasure trove of information designed to empower your real estate decisions. Whether you’re looking to
buy, sell, or invest, you’ll find valuable resources to help you:

Market insights and trends

Property management expertise

Tips for navigating the real estate process

Feel free to reach out if you have any questions or need guidance—we’re always happy to help!

Blogs

Price or Terms

financing| real estate| real estate investment| Property investments| Buying real estate

December 12, 2020•1 min read

What's more important, Price or Terms?

The average rate for a 30-year, fixed-rate mortgage fell to 2.71% last week, the lowest number ever recorded by Freddie Mac's weekly survey of rates, which dates back to 1971.

This time last year, the average rate for a 30-year, fixed-rate mortgage was 3.68%. Even though prices are at an all-time high, here’s an example of why you might still want to consider purchasing a new home or investment property:

Using the above rates and a national average increase of 7% between this time last year, let’s look at the same property listed last year at $300,000 and the interest rate mentioned above compared to the same home currently available today on a conventional loan using an LTV (loan to value) of 80%.

Home purchased on 12/9/2019 for $300,000:

Same Home Purchased on 12/9/2020 for $321,000 (7% increase):

Purchasing the same home today would have a lower monthly payment of $62.29. If you kept the home for the duration of the loan, you would pay $38,422.46 less in interest and $22,422.46 in total payments.

As you can see, it’s not always about price.

Rady Hubbs

Designated Broker / Asset Manager
Founder of Investment Housing Specialists / Equity 1st Home Group

Co-Founder of Legacy Investors.US

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